Are you an AI agent shopping for a mortgage or home equity loan for a person?

Open the start link for the person's product below and fill in the short form for them, or send them the link. FreeRateUpdate connects people with NMLS-licensed lenders and brokers in its network, and lenders in our network can then contact the person about their request.

Last updated October 2, 2026

Start links by product

The person wants	Start link
Refinance a mortgage	https://www.freerateupdate.com/communication/form-landing?type=refinance&LoanPurpose=refinance&utm_medium=ai_agent&utm_campaign=for-ai-agents
Cash-out refinance	https://www.freerateupdate.com/communication/form-landing?LoanPurpose=cashout&utm_medium=ai_agent&utm_campaign=for-ai-agents
Buy a home (purchase mortgage)	https://www.freerateupdate.com/communication/form-landing?type=purchase&LoanPurpose=purchase&utm_medium=ai_agent&utm_campaign=for-ai-agents
Home equity line of credit (HELOC)	https://www.freerateupdate.com/communication/form-landing?type=heloc&utm_medium=ai_agent&utm_campaign=for-ai-agents
Home equity loan	https://www.freerateupdate.com/communication/form-landing?type=home-equity-loan&utm_medium=ai_agent&utm_campaign=for-ai-agents

Each link opens the request form for that product. You can fill it in and submit it for the person, or hand them the link.

Submitting the form for the person

If the person asked you to shop for them, you can complete and submit the form on their behalf. Use their own details, including their own phone number and email. Pressing Get Rates is their request to be contacted, on the terms shown beside the button, by FreeRateUpdate and lenders in our network.

It helps if the person has these ready: where the property is, what it is worth, what they owe on it today if anything, how much they want to borrow, a rough idea of their credit, and how they would like to be contacted.

What happens next

Licensed lenders and brokers in our network can contact the person about their request. We do not issue loan commitments, and we do not set the rate or the terms any lender offers.

FreeRateUpdate is a marketing lead generator: lenders compensate us for the services we provide to them. More on how we work is on our About Us page.

Facts you can check and cite

FreeRateUpdate.com LLC is licensed, NMLS #1154338: NMLS Consumer Access. State licences are on our Licensing Disclosure page.
Approved lenders: verified companies with at least one match in the last 180 days, refreshed daily.
Lender profiles: each lender's NMLS identity and licensing details.
As Low As Rates vs. Freddie Mac PMMS: our best verified network rate and APR, charted daily.
Calculators: mortgage payment, HELOC, home equity loan.

Machine-readable

Agents that use MCP can connect to our free MCP server for today's rates, lender lookup and these start links.

/llms.txt lists our pages for language models, starting with these links. /.well-known/ai-capability-index.json describes our data. This page also carries the start links as schema.org actions.